Privacy policy of the Wealth Investment Network - WENET AG

For requests or information in connection with the protection of your personal data, you can contact the above-mentioned office in writing or by e-mail.

3. processing of personal data

We primarily process the «personal data» (hereinafter referred to as «personal data») that we receive from our customers and other business partners as part of our business relationship with them and other persons involved and that we collect from their users when operating our website «www.we-net.ch», apps and other applications. Personal data is all information that relates to an identified or identifiable person. A data subject is a person about whom personal data is processed. Processing includes any handling of personal data, regardless of the means and procedures used, in particular storing, disclosing, obtaining, deleting, saving, modifying, destroying and using. Insofar as this is permitted in individual cases, we also obtain certain data from publicly accessible sources (e.g. land registers, commercial registers, the Internet, debt collection registers) or receive such data from other companies, authorities or other third parties. In addition to the data that you provide to us directly, the categories of personal data that we receive about you from third parties include, in particular, information from public registers, information that we learn in connection with official or legal proceedings, information in connection with your professional functions and activities, creditworthiness information, information about you that other persons (such as consultants, legal representatives, etc.) provide to us so that we can fulfil contracts with you.This includes, for example, references, your address, powers of attorney, information from banks, insurance companies, information about you from the media and the Internet (if this is appropriate in the specific case), data in connection with the use of the website (e.g. IP address). We process personal data in accordance with Swiss data protection law. In addition, we process personal data - insofar and insofar as the EU GDPR is applicable - in accordance with the following legal bases in connection with Art. 6 para. 1 GDPR: a) Processing of personal data with the consent of the data subject; b) Processing of personal data for the fulfilment of a contract with the data subject and for the implementation of corresponding pre-contractual measures; c) Processing of personal data for the fulfilment of a legal obligation to which we are subject under any applicable EU law or under any applicable law of a country in which the GDPR is applicable in whole or in part; d) processing of personal data to protect the vital interests of the data subject or another natural person; f) processing of personal data to protect the legitimate interests of us or third parties, except where such interests are overridden by the fundamental freedoms and rights and interests of the data subject. Legitimate interests are, in particular, our commercial interest in being able to provide our website, information security, the enforcement of our own legal claims and compliance with Swiss law.

4. purposes of data processing and legal bases

We primarily use the personal data we collect to conclude and process our contracts with our customers and business partners, in particular in the context of providing financial and property services such as management, brokerage, valuation and advice, construction of buildings and trading in goods of all kinds (see also the purpose of the company) for our customers and the purchase of products and services from our suppliers and subcontractors, as well as to fulfil our legal obligations in Switzerland and abroad. If you work for such a customer or business partner, your personal data may of course also be affected in this function. In addition, we also process personal data of you and other persons, where permitted and where we deem it appropriate, for the following purposes in which we (and sometimes third parties) have a legitimate interest corresponding to the purpose:

• Offering and further developing our products, services and websites, apps and other platforms on which we are present;
• Communication with third parties and processing their enquiries (e.g. applications, media enquiries);
• Examination and optimisation of procedures for needs analysis for the purpose of direct customer contact and collection of personal data from publicly accessible sources for the purpose of customer acquisition;
• Advertising and marketing (including the organisation of events), unless you have objected to the use of your data (if we send you advertising from us as an existing customer, you can object to this at any time);
• Market and opinion research, media monitoring;
• Assertion of legal claims and defence in connection with legal disputes and official proceedings;
• Prevention and investigation of criminal offences and other misconduct (e.g. conducting internal investigations, data analyses to combat fraud);
• Guarantees of our operations, in particular IT, our websites, apps and other platforms;
• Video surveillance to safeguard domiciliary rights and other measures for IT, building and facility security and protection of our employees and other persons and assets belonging to or entrusted to us (e.g. access controls, visitor lists, network and mail scanners, telephone recordings);
• Purchase and sale of business divisions, companies or parts of companies and other transactions under company law and the associated transfer of personal data as well as measures for business management and compliance with legal and regulatory obligations;
• With regard to the conclusion of a contract, in particular a contract with you or your client or employer, we may in particular obtain and otherwise process your name, contact details, authorisations, declarations of consent, information about third parties (e.g. contact persons, authorities), contract contents, date of conclusion, creditworthiness data and all other data which you provide to us or which we collect from public sources or from third parties (e.g. commercial register, media or from the Internet).

Soweit Sie uns eine Einwilligung zur Bearbeitung Ihrer Personaldaten für bestimmte Zwecke erteilt haben (z.B. bei Ihrer Anmeldung zum Erhalt von Newslettern oder Durchführung eines Background-Checks), bearbeiten wir Ihre Personendaten im Rahmen und gestützt auf diese Einwilligung, soweit wir keine anderen Rechtsgrundlagen haben und wie eine solche benötigen. Eine erteilte Bewilligung kann jederzeit widerrufen werden, was jedoch keine Auswirkung auf bereits erfolgte Datenbearbeitungen hat. Im Zusammenhang mit den vorgenannten Zwecken übermitteln wir Ihre Personendaten insbesondere an die untenstehenden Kategorien von Empfängern. Sofern erforderlich, holen wir dafür Ihre Einwilligung ein: Dienstleister: Wir arbeiten mit Dienstleistern im In- und Ausland zusammen, die (i) in unserem Auftrag (z.B. IT-Provider), (ii) in gemeinsamer Verantwortung mit uns oder (iii) in eigener Verantwortung Daten bearbeiten, die sie von uns erhalten oder für uns erhoben haben. Weitere Personen: Gemeint sind andere Fälle, wo sich der Einbezug von Dritten aus den vorstehenden Zwecken ergibt. Das betrifft z.B. von Ihnen angegebene Lieferadressaten oder Zahlungsempfänger, Dritte im Rahmen von Vertretungsverhältnissen (z.B. Ihr Anwalt oder Ihre Bank) oder an Behörden- oder Gerichtsverfahren beteiligte Personen. Im Rahmen der Unternehmensentwicklung können wir Geschäfte, Betriebsteile, Vermögenswerte oder Unternehmen verkaufen oder erwerben oder Partnerschaften eingehen, was auch die Bekanntgabe von Daten (auch von Ihnen, z.B. als Kunde oder Lieferant oder als deren Vertreter) an die an diesen Transaktionen beteiligten Personen zur Folge haben kann. Im Rahmen der Kommunikation mit unseren Mitbewerbern, Branchenorganisationen, Verbänden und weiteren Gremien kann es ebenfalls zum Austausch von Daten kommen, die Sie betreffen. Alle diese Kategorien von Empfängern können ihrerseits Dritte beiziehen, so dass Ihre Daten auch diesen zugänglich werden können. Die Bearbeitung durch bestimmte Dritte können wir beschränken (z.B. IT-Provider), jene anderer Dritter aber nicht (z.B. Behörden, Banken etc.). Wir bearbeiten und speichern Personendaten hauptsächlich in der Schweiz und im Europäischen Wirtschaftsraum (EWR), je nach Fall – beispielsweise über Unterauftragsbearbeiter unserer Dienstleister oder bei Verfahren vor ausländischen Vertragspartner oder Behörden – aber potentiell in jedem Land der Welt. Auch im Rahmen unserer Tätigkeit für Kunden können Ihre Personendaten in jedes Land der Welt gelangen. Wir weisen Sie darauf hin, dass wir Ihre Daten grundsätzlich so lange bearbeiten, wie es unsere Bearbeitungszwecke, die gesetzlichen Aufbewahrungsfristen und unsere berechtigten Interessen, insbesondere zu Dokumentations- und Beweiszwecken, es verlangen oder eine Speicherung technisch bedingt ist (z.B. im Falle von Backups oder Dokumentenmanagementsystemen). Stehen keine rechtlichen oder vertraglichen Pflichten oder technische Gründe entgegen, löschen oder anonymisieren wir Ihre Daten grundsätzlich nach Ablauf der Speicher- oder Bearbeitungsdauer im Rahmen unserer üblichen Abläufe und in Einklang mit unserer Aufbewahrungsrichtlinie. Sofern Sie bestimmte Personendaten nicht nennen, kann dies dazu führen, dass die Erbringung der damit zusammenhängenden Dienstleistungen oder ein Vertragsabschluss nicht möglich ist. Wir geben grundsätzlich an, wo von uns verlangte Personendaten zwingend sind.

5. cookies / tracking and other technologies in connection with the use of our website

By using our website, you consent to the collection, processing and use of data in accordance with the following description. This website can generally be visited without registration. Data such as pages called up or the name of the file called up, date and time are stored on the server for statistical purposes without this data being directly related to your person. Personal data, in particular name, address or e-mail address, is collected on a voluntary basis as far as possible. We reserve the right to use new or different technologies, services, applications, etc. than those listed below and to adapt the data protection declaration accordingly.

Privacy policy for cookies

Our website uses cookies. These are small text files that make it possible to store specific user-related information on the user's end device while they are using the website. Cookies make it possible, in particular, to determine the frequency of use and number of users of the pages, to analyse the behaviour of page use, but also to make our offer more customer-friendly. Cookies remain stored at the end of a browser session and can be called up again when you visit the site again. If you do not wish this to happen, you should set your Internet browser to refuse to accept cookies.

Privacy policy for SSL encryption

This website uses SSL encryption for security reasons and to protect the transmission of confidential content, such as the enquiries you send to us as the site operator. You can recognise an encrypted connection by the fact that the address line of the browser changes from "http://" to "https://" and by the lock symbol in your browser line. If SSL encryption is activated, the data you send to us cannot be read by third parties.

Third party services

This website may use Google Maps for embedding maps, Google Invisible reCAPTCHA for protection against bots and spam and YouTube for embedding videos. These services of the American Google LLC use cookies, among other things, and as a result, data is transferred to Google in the USA, whereby we assume that no personal tracking takes place in this context solely through the use of our website. Google has undertaken to guarantee appropriate data protection in accordance with the US-European and US-Swiss Privacy Shield. Further information can be found in Google's privacy policy or in the respective privacy policy of the third party.

Google Analytics or other statistics services

We sometimes use Google Analytics or similar services on our websites. This is a third-party service that may be located in any other country (in the case of Google Analytics, it is Google Ireland (based in Ireland), Google Ireland relies on Google LLC (based in the USA) as a processor (both «Google», www.google.com), with which we can measure and evaluate the use of the website (not personalised). Permanent cookies set by the service provider are also used for this purpose. If you have registered with the service provider yourself, the service provider also recognises you. The processing of your personal data by the service provider is then the responsibility of the service provider in accordance with its data protection provisions. The service provider only informs us how our respective website is used (no information about you personally).

Privacy policy for social media plug-ins

We use so-called plug-ins from social networks such as Twitter, YouTube, LinkedIn, Instagram etc. on our website. This is visible to you in each case (typically via corresponding icons). We have configured these elements so that they are deactivated by default. If you activate them (by clicking on them), the operators of the respective social networks can register that you are on our website and can use this information for their own purposes. The processing of your personal data is then the responsibility of this operator in accordance with its data protection provisions. We do not receive any information about you from them.

Privacy policy for contact form

If you send us enquiries via the contact form, your details from the enquiry form, including the contact details you provide there, will be stored by us for the purpose of processing the enquiry and in the event of follow-up questions.

Newsletters and marketing emails

In some of our newsletters and other marketing emails, we also include visible and invisible image elements, where permitted, which enable us to determine whether and when you have opened the email so that we can measure and better understand how you use our offers and tailor them to you. You can block this in your email programme. By using our website and agreeing to receive newsletters and other marketing emails, you consent to the use of these techniques.

6. data transfer and data transmission abroad

As part of our business activities and for the purposes set out in Section 4, we also disclose data to third parties to the extent permitted and deemed appropriate, either because they process it for us or because they wish to use it for their own purposes. This applies in particular to the following bodies:

• Service providers of ours (within the Wealth Investment Network - WENET AG as well as externally, e.g. banks, insurance companies), including contract processors (e.g. IT providers);
• Dealers, suppliers, subcontractors and other business partners;
• Customers;
• domestic and foreign authorities, official bodies or courts;
• Media;
• The public, including visitors to websites and social media;
• Competitors, industry organisations, associations, organisations and other bodies;
• Acquirers or parties interested in acquiring business units, companies or other parts of Wealth Investment Network - WENET AG;
• other parties in potential or actual legal proceedings;
• Other companies of the Wealth Investment Network - WENET AG;

(all together the «recipients»). Some of these recipients are in Germany, but they can be anywhere in the world. In particular, you must expect your data to be transferred to all countries in which Wealth Investment Network - WENET AG is represented by branches or other offices, as well as to other countries where the service providers we use are located (e.g. Microsoft). If a recipient is located in a country without adequate statutory data protection, we contractually oblige the recipient to comply with the applicable data protection (we use the revised standard contractual clauses of the European Commission, which are available here: https://eur-lex.europa.eu/eli/dec_impl/2021/914/oj?), unless the recipient is already subject to a legally recognised set of rules to ensure data protection and we cannot rely on an exemption clause. An exception may apply in particular in the case of legal proceedings abroad, but also in cases of overriding public interests or if the fulfilment of a contract requires such disclosure, if you have given your consent or if the data in question has been made generally accessible by you and you have not objected to its processing.

7. duration of storage of personal data

We process and store your personal data for as long as is necessary for the fulfilment of our contractual and legal obligations or otherwise for the purposes pursued with the processing, i.e. for example for the duration of the entire business relationship (from the initiation, processing to the termination of a contract) and beyond that in accordance with the statutory retention and documentation obligations. It is possible that personal data may be stored for the period in which claims can be asserted against our company and insofar as we are otherwise legally obliged to do so or legitimate business interests require this (e.g. for evidence and documentation purposes). As soon as your personal data is no longer required for the above-mentioned purposes, it will be deleted or anonymised as far as possible. Shorter retention periods of twelve months or less generally apply to operational data (e.g. system logs).

8. data security

We take appropriate technical and organisational security precautions to protect your personal data from unauthorised access and misuse, such as training, issuing instructions to employees, IT and network security solutions, access controls and restrictions, checks, etc.

9. obligation to provide personal data

As part of our business relationship, you must provide the personal data that is necessary for the establishment and implementation of a business relationship and the fulfilment of the associated contractual obligations (as a rule, you do not have a legal obligation to provide us with data). Without this data, we will generally not be able to enter into or fulfil a contract with you (or the entity or person you represent). The website can also not be used if certain information to secure data traffic (such as IP address) is not disclosed.

10 Rights of the data subject

You have the right to information, correction, deletion, the right to restrict data processing and otherwise to object to our data processing, in particular for the purposes of direct marketing, profiling for direct advertising and other legitimate interests in processing, as well as to the disclosure of certain personal data for the purpose of transfer to another organisation (so-called data portability) within the scope of the data protection law applicable to you and to the extent provided for therein (such as in the case of the GDPR). Please note, however, that we reserve the right to assert the restrictions provided for by law, for example if we are obliged to store or process certain data, have an overriding interest in doing so or need it to assert claims. If you incur costs, we will inform you in advance. We have already informed you about the possibility of withdrawing your consent in section 4. Please note that exercising these rights may conflict with contractual agreements and may have consequences such as premature cancellation of the contract or costs. We will inform you in advance if this is not already contractually regulated. The exercise of such rights generally requires that you clearly prove your identity (e.g. by means of a copy of your identity card, where your identity is otherwise not clear or cannot be verified). To assert your rights, you can contact us at the address given in section 2. Every data subject also has the right to enforce their claims in court or to lodge a complaint with the competent data protection authority. The competent data protection authority in Switzerland is the Federal Data Protection and Information Commissioner (http://www.edoeb.admin.ch).

11. changes

We may amend this privacy policy at any time without prior notice. The current version published on our website shall apply. If the privacy policy is part of an agreement with you, we will inform you of the change by e-mail or other suitable means in the event of an update. Status January 2026